Rates & Terms

Loan amount: Rs. 5,000 to 5,00,000. Rate of interest @ 0.5% /day. Loan duration: 1 days to 90 days. APR - 182.5%.

Late payment charges: 0.5% Interest will continue to be charged up to a maximum of 30 days from your repayment date.

This offer can differ from person to person*.

Why Loan4Smile is the right choice

Quick Loans. Low Interest Rate.


Simple application. Quick approval

Tailor-made loans

Take just the amount you need. Avoid excesses which are difficult to repay

No hidden charges

Our charges are transparent. We will inform you upfront about all charges.

Lowest Interest

At 0.5% we offer the lowest interest among short term loans.


We are part of a group of companies deeply rooted in the financial business and hence we understand your needs. Our application process is simple and won’t take you more than 5 minues. Then our loans will reach you in a maximum of 2 hours.

We believe that loans are best when you get them fast. And the interest is also easy. Loan4Smile has been set up with the objective of bringing that smile back into living. Go for it. NOW


Listen to what our customers have to say

Many of our customers have immensely benefited from our loans

item_0006_Layer 2

Sonali Chandran

Noida, UP

Now I need not worry about the emergency fund I keep needing in my small business. Thanks to Loan4 smile I have more peaceful nights than before.

item_0006_Layer 2

Madan Mohan


Loan4Smile is a boon for people like us who invariably run out of cash towards the end of each month. Their low interest rate is liking springing a surprise on you.

We will match our loans to suit your needs